|
|||||||||||||||||||||||||||
![]() |
|
![]() |
![]() |
||||||||||||||||||||||||
|
|
![]() |
![]() |
||||||||||||||||||||||||
|
|
![]() |
||||||||||||||||||||||||||
|
|
Savings | ||||||||||||||||||||||||||
|
Savings (Share) Account
Since every member of MVFCU is an owner, your basic savings account is also known as a Savings (Share) Account. It only takes $5 to open a Missouri Valley Federal Savings (Share) Account, we offer great rates, and you can begin to enjoy the many benefits of credit union membership. Individual Retirement Accounts (IRAs) It’s never too late to start saving for retirement! MVFCU offers Accumulative IRAs that take as little as $25 to open. You can choose to invest in a Traditional or Roth IRA, plus we offer competitive rates and dividends are paid on the average daily balance, compounded and paid monthly. You may also purchase IRA certificates in the form of a Traditional or Roth IRA. A minimum deposit of $1,000 will get you started and certificate terms range from one to five years.* Dividends accrue on the daily balance method and are compounded and posted quarterly. Share CertificatesShare Certificates are an easy, hassle-free way to save for a future event. Simply deposit $1,000 or more into a certificate at MVFCU. We offer competitive rates, you have a choice of terms that range from three months to five years, and dividends accrue on the daily balance method, compounded and paid quarterly.* *Substantial penalty for early withdrawal. Money Market SavingsGain higher yields with an Action 24 Money Market savings account at MVFCU. We offer competitive rates, the minimum balance required is $1,000, and dividends are paid on the average daily balance of $1,000 and over, compounded and paid monthly. Withdrawals are limited to six per month and must be at least $250 each. Special Savings – Design Your Own! At MVFCU, you can design your own savings account! Whether you have a wedding, vacation or some other special occasion in your future, our special savings account can help make your dreams come true. You can open your account with as little as $25 and continue to add to it easily through automatic transfer or cash deposit. We offer competitive rates, and withdrawals are limited to four per year. Christmas Club If you love giving gifts during the holidays, but dread the bills that follow, our Christmas Club Account is the ideal solution. Simply deposit a set amount into your account each payday, and watch your money grow with our great rates! Accounts run from October through September each year. For easy access, balances are automatically transferred to your Primary Share account in October. Teach Your Children The Value Of Money Start your child saving early and you’ll develop a good habit sure to last a lifetime. Your children can benefit from membership at MVFCU, starting with just a $5 deposit. They can learn how interest compounds by saving for a special purchase or starting a college tuition fund. Your Money Is Safe With Us All your accounts at the credit union are federally insured up to $100,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA). Excess Share Insurance is provided through American Share Insurance up to an additional $250,000, for total account protection of $350,000. You can rest assured that your hard-earned money is safe with us.
|
|||||||||||||||||||||||||||
|
|||||||||||||||||||||||||||