Unlike automaker financing, our low financing rates are available to most members (who qualify for an auto loan), and you can even get pre-approved before you shop!

Using the credit union to finance your new auto means you can take any auto manufacturer’s rebates that are available. This could save you thousands of dollars.

Find out how much money you can save by choosing the rebate and financing with MVFCU instead of choosing the automakers’ “zero percent financing”.

Search for certified used cars online with
Enterprise Car Sales.

Boat, Motorcycle, Camper, RV Loans
If you’re on the go, turn to us! The credit union can help you finance your boat, motorcycle, camper or RV loan. You can borrow up to 90% of the MSRP on new boats and take up to 120 months to repay. On used boats you can borrow up to 80% of the appraised NADA value with terms up to 120 months. Best of all, the rates are competitive and there are no hidden costs.

Student Loans
Are you or someone in your home planning to attend college, or a technical or trade school? MVFCU is an excellent source of financial aid, we offer competitive rates, and we participate in the Federal Family Education Loan Program (FFELP). We also do in-house tuition reimbursement loans!

Ready Cash Line Of Credit
Increase your purchasing power with a line of credit from MVFCU. Your Ready Cash Line of Credit will be ready when you are. We offer great rates, and you may access your line of credit conveniently through Expressline, Home Financial Services, by writing a check (if you have overdraft protection through the LOC) or by visiting the credit union.

Stock Loans
A Stock Loan lets you borrow against your stock certificates while you continue to reap the benefits of investing in the stock market. You can borrow up to 75% of the value of the stock, and we offer competitive rates and terms. Stocks listed on a major stock exchange are eligible and certificates are held by the credit union.

Your Best Choice For Mortgage Loans
Your membership means you have access to the best lending programs around. Whether you are a first-time home buyer, are purchasing a larger home for a growing family, want to reduce your monthly payments by refinancing your home, or want the unique benefits of a reverse mortgage, we have a program that will fit your needs.

Home Equity Line of Credit
A Home Equity Line of Credit is the ideal way to use the equity you’ve built up in your home for a variety of purposes. You can borrow up to 90% of the value of your home and the money may even be tax deductible (consult your tax advisor for complete details). Plus, you’ll benefit from no closing costs and competitive rates and terms.

Closed end home equity loans-borrow up to 90%!

Visa Credit Card
Financing your purchases with high-interest department store charge cards and other expensive credit cards can cost you hundreds of dollars each year. And, if you pay an annual fee for your credit card, then you really overpay for what you buy!

The solution is a low-cost Visa Platinum, Visa Select or Visa Classic Credit Card from Missouri Valley Federal Credit Union. The credit union Visa will make it seem like you bought everything on sale. Just take a look at the benefits:

• Competitive rates
• A 25-day grace period on purchases
• Free convenience checks
• And much more!

If you are carrying a balance on your department store cards or other high-interest credit cards, you may be able to transfer your charges to a lower-cost credit union Visa.

How to protect your Identity.
Learn more about Deluxe ID TheftBlock®

To report a lost or stolen VISA Credit card, call 1-800-301-2424.

Signature and Share Secured Loans
With a signature loan from the credit union, all you need is your good name and your good credit. It’s quick, easy, and we offer terms up to 60 months. With a share secured loan, you can pledge your savings as your collateral. You pay a low annual percentage rate on your loan, while continuing to earn interest on your savings.

Apply today for a low-cost loan from Missouri Valley Federal Credit Union!