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Loan Rates
Rates subject to change
Effective Date: April 14, 2008
Vehicles
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As Low As | ||
New Vehicles (Maximum 110% of Purchase Price) |
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60 months 72 months 84 months |
4.99% APR* 5.49% APR* 6.49% APR* |
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Used Vehicles (Maximum 110% of NADA value) |
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60 months 72 months |
4.99% APR* 5.49% APR* |
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Classic/Antique/Kit Autos (Maximum 100% of Appraised Value) |
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60 months 72 months 84 months 120 months |
6.55% APR* 7.05% APR* 7.55% APR* 8.05% APR* |
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| New Motorcycles (Maximum 100% of MSRP) | |||
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60 months 72 months |
6.99% APR* 7.49% APR* |
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| Used Motorcycles (Maximum of 100% of NADA Value) | |||
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60 months 72 months |
6.99% APR* 7.49% APR* |
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| New Boats (Maximum 90% of MSRP) | |||
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72 months 84 months 120 months 180 months 5 Year Balloon |
6.99% APR* 7.49% APR* 7.99% APR* 8.49% APR* 7.49% APR* |
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| Used Boats (Maximum of 90% of NADA Value) | |||
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72 months 84 months 120 months 180 months 5 Year Balloon |
6.99% APR* 7.49% APR* 7.99% APR* 8.49% APR* 7.49% APR* |
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| New RV's and Travel Campers (Maximum 90% of MSRP) | |||
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60 months 72 months 84 months 5 Year Balloon |
7.25% APR* 7.50% APR* 7.75% APR* 8.25% APR* |
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| Used RV's and Travel Campers (Maximum 90% of NADA Value) | |||
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60 months 72 months 84 months 5 Year Balloon |
7.25% APR* 7.50% APR* 7.75% APR* 8.25% APR* |
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Miscellaneous Secured |
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Share Secured |
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36 months 60 months 1 Year Term Loan |
Current Dividend Rate + 2.00% APR Current Dividend Rate + 3.00% APR Current Dividend Rate + 3.00% APR |
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Certificate Secured |
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Installment (based on cert maturity) 1 Year Term Loan |
Rate of Certificate + 2.00% APR Rate of Certificate + 3.00% APR |
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Stock Secured |
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36 months 60 months 1 Year Term Loan |
6.25% APR* 8.25% APR* 8.00% APR* |
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Closed End Fixed Rate ($5,000-$75,000) Open End Variable Rate Line of Credit ($5,000 - $75,000) |
5.25% APR ** 5.25% APR ** |
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Visa Credit Cards |
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VISA Platinum ($5,000 Minimum Credit Line) VISA Select ($250 Minimum Credit Line) VISA Classic ($250 Minimum Credit Line) |
8.90% APR 10.90% APR 12.90% APR |
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Miscellaneous Unsecured |
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Signature Loans up to 60 Months |
10.90% APR* | ||
| Tuition Reimbursement (12 mo Term Loan) Ready Cash Line-of-Credit (Revolving) |
10.00% APR* 10.90% APR* |
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*Loan rates are determined by base rate plus credit score risk factors.
**Loan rates for Home Equities are determined by current Prime rate (index) plus a margin based on credit score/risk factors.
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